For Individuals & Families
Healthcare costs can be a burden for Americans, impacting their financial health.
Many members struggle with high premiums, and deductibles and other out-of-pockets costs.
From physician office visit, critical illness, and accidental medical expense benefits, our plans help members with out-of-pocket medical costs.
1. Determining Your Needs
Are you concerned with high deductibles? Do expensive out-of-pocket costs keep you from seeking treatment? Does your career pose an accidental injury risk? If your answer is yes to any one of these questions, NAPP has your back.
2. Choosing the Right Plan
In the event of an accident or tragic loss, eligible NAPP members under certain plans can utilize a $300,000 accidental death and dismemberment benefit. It may be used to cover expenses such as a mortgage, auto loan, tuition, and more.
Depending on your choice of plan, the Temporary Total Disability benefit pays $500 per week, up to 52 weeks, in the event of total temporary disability. Depending on plan choice, the Accidental Medical Expense benefit pays up to $10,000 for each insured person per accident for all medically necessary expenses as a result of an accident. These can help make up for lost earnings if you're injured and under a doctor's care.
If avoiding high out-of-pocket medical costs is your goal, the physician office visit indemnity benefit, available in select plans, pays up to $50 towards physician's office or clinic visits up to 5 times per year for eligible members. In-hospital, ICU, and surgical indemnity benefits can be utilized to help with out-of-pocket expenses.
Several plans offer prescription savings with a $30 generic RX card and access one of the nation’s largest PPO networks through Galaxy.
3. Enroll Online or Consult Our Experts
Once you have determined which plan fits your need, you can enroll online in just minutes.
If you would like to ensure that you’re choosing the best plan for you, feel free to consult with a Customer Care Specialist. Our representatives will guide you smoothly through enrollment and answer all your questions.